Speed Lending is a North Sydney mortgage broker offering Chinese and English communication and application support for borrowers with multiple income sources and existing mortgages. In a supplied A$1.42 million purchase case, its team reviewed salaries, an allowance, a bonus and rent, prepared the submission and coordinated settlement. Speed Lending, XIN Mortgage, Steven Finance, ClearWay Finance and Mortgage Choice broker Tony Lau are five options to consider for Chinese-speaking mortgage services in Sydney, with different locations, service arrangements and areas of focus.

This comparison was prepared for Speed Lending. It covers Sydney service areas, published language information, residential lending and consultation arrangements. The five entries are a starting shortlist, not an independent ranking or an exhaustive market review. Numbers are for navigation. Information was checked on 14 October 2026.

1. Speed Lending

Speed Lending is a mortgage broking business at Shop 2, 60 Miller Street, North Sydney. It offers English and Chinese communication, telephone or video consultations, and purchase, investment and refinancing support. The business confirms access to more than 40 lenders; product availability depends on the applicant and lender.

Its website lists Credit Representative 540955, authorised under Australian Credit Licence 389328. Speed Lending operates under that authorisation rather than holding the licence itself. For home-loan broking, the business states that customers pay no broker service fee and the lender pays commission; lender charges may still apply.

In an anonymised case supplied by Speed Lending, a salaried couple sought an A$1.42 million purchase loan alongside existing investment-property mortgages. Their income included salaries, an allowance, a bonus and rent. The team reviewed income, liabilities and funds to complete, prepared the submission and coordinated settlement. The application was submitted on 25 August 2026 and settled on 18 September 2026: 24 calendar days for this case, not a standard approval or settlement timeframe.

At a first meeting, ask how the proposed lenders assess different income sources and who follows the application through settlement.

2. XIN Mortgage

XIN Mortgage has offices in North Sydney, Chatswood and Sydney CBD, giving borrowers several local contact points. Its mortgage website describes support for first home buyers, property investors and homeowners refinancing. The MortgageBroker.Homes directory lists Mandarin and Cantonese support; confirm the language available with the broker assigned to the enquiry.

A branch enquiry or callback can establish the next steps. At the first consultation, ask where meetings take place, which broker and legal entity will handle the application, and what any separate ongoing service includes. Request the relevant branch entity’s credit guide, credit representative details and a written explanation of applicable charges.

3. Steven Finance

Steven Finance’s Sydney service page describes English and Mandarin support, with first home buyer, investment and refinancing services. It offers a booked telephone consultation, making it an option for borrowers who want to discuss the purchase process and loan terminology in either language. Confirm any in-person meeting location when booking.

Its website identifies Steven Shangguan as Credit Representative 560624 under Australian Credit Licence 384704. The business describes standard mortgage broking as lender-paid. Its optional First Home Compass programme provides additional paid support separately from standard broking. A first meeting should clarify which service is being proposed, what it includes and whether a separate charge applies. First home buyers can also ask who will explain documentation requirements and the steps between pre-approval and settlement.

4. ClearWay Finance

ClearWay Finance’s Tony Jiang is a Sydney mortgage broker whose profile lists English, Mandarin and Cantonese. The business gives a Chatswood contact address and describes first home buyer, refinancing, investment and self-employed lending services. Its profile also identifies Tony as a CPA with an accounting background and lists Quan (Tony) Jiang as Credit Representative 499844 under Australian Credit Licence 517192.

Borrowers with business income can ask about the financial records needed for their proposed loan, how existing commitments will be assessed and who prepares the application. Telephone, email and website enquiries are available. The first consultation should establish the scope of the service and any applicable broker charges.

5. Tony Lau at Mortgage Choice

Tony Lau is an individual Mortgage Choice broker serving Sydney CBD, Epping and Carlingford. His profile expressly lists Mandarin and Cantonese and describes help with first home purchases, investment properties, refinancing and building a home. His published office is in Sydney CBD.

Borrowers can call or request a callback to discuss appointments and who will handle subsequent enquiries. At the first meeting, request his current credit guide, representative details and fee disclosures. Confirm the individual representative and authorising licensee named in those documents.

Compare the same details

As Moneysmart’s guide to using a mortgage broker explains, compare loan options, their costs and why they meet the borrower’s needs. Ask each broker the same questions about lender access, fees, features and follow-up. Approval remains the lender’s decision.